Terms of Service

1. Acceptance of Terms

By using SIP Calculator India (sip-calc-india.pages.dev), you agree to these terms. If you do not agree, please do not use the service.

2. Description of Service

SIP Calculator India is a free online tool that provides estimated SIP return calculations for educational purposes. It is operated by Choppy Toast (choppy.young@gmail.com).

3. Not Financial Advice

All calculations are estimates based on user-provided inputs and assumed constant return rates. Actual mutual fund returns are market-linked and may differ significantly from projections. This tool is for educational and planning purposes only, not financial, investment, or tax advice.

We strongly recommend consulting a SEBI-registered Investment Advisor before making investment decisions.

4. No Warranty

The service is provided "as is" without warranty of any kind. We do not guarantee the accuracy, completeness, or fitness for any particular purpose of the calculations provided.

5. Limitation of Liability

Choppy Toast shall not be liable for any financial decisions made based on information from this tool. Use the calculator as one input among many in your investment research.

6. Intellectual Property

Content, design, and code on this site are owned by Choppy Toast. You may not reproduce or redistribute calculator results or content without attribution.

7. External Links

This site contains links to external websites (AMFI, SEBI, fund house platforms). We are not responsible for content or privacy practices of external sites.

8. Governing Law

These terms are governed by the laws of India.

9. Contact

Questions? Email choppy.young@gmail.com.